Your Complete Construction Financial Team - Fractional CFO, Tax Strategist, & Bookkeeper - All Working Together To Maximize Job Profits & Minimize Taxes

Stop piecing together your finances with multiple vendors. Get expert construction bookkeeping, proactive tax strategy, and CFO-level guidance under one roof - for one flat monthly fee.

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Trusted by:

What We Handle for You

You Build the Projects, We Build the Financial Backbone That Keeps Them Profitable

Job Costing & WIP Tracking

Know exactly which jobs are making money, before problems show up

Progress Billing, Retainage & Change Orders

Stay on top of what’s billed, what’s held back, and what’s still owed, without cash flow surprises.

Monthly Close & CPA-Ready Reports

Get clean, accurate financials every month so tax time never becomes a scramble.

Payroll & Labor Cost Visibility

See what each crew actually costs you, job by job, without payroll headaches.

Cash Flow Planning & Forecasting

Spot margin issues early and plan ahead with confidence, not guesswork.

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Why Construction Businesses
Choose FinTruction And Why Ordinary Bookkeepers Fall Short

We don’t just balance books, we make sure your jobs, cash flow, and profits stay in aligned

Built for Construction Only

Most bookkeepers treat construction like any other business. We don’t. We specialize exclusively in construction, job costing, WIP, retainage, and progress billing, so your numbers reflect how your projects actually run.

You Get Answers, Not Just Reports

If your reports don’t help you make decisions, they’re useless. Our job isn’t to hand you statements, it’s to help you understand where money is being made, lost, or stuck.

48-Hour Financial Audit

We start by showing you what’s really happening inside your books. Within 48 hours, we identify gaps, errors, and opportunities so you can see the real picture before committing to anything .

Compliance Without the Stress

Payroll, certified reports, and CPA coordination, handled. From union payroll to certified reports and tax-ready financials, we keep everything clean so nothing becomes a last-minute fire drill.

Systems That Scale With Your Jobs

Your bookkeeping shouldn’t break as you grow. We integrate with QuickBooks, Sage, and construction-specific platforms so your financial system stays organized as job volume increases .

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What You Get With FinTruction
That Ordinary Firms Don’t Deliver

Built to keep your numbers under control as you grow

A 48-Hour Financial Audit, Before You Commit

See what’s working, what’s broken, and where money is leaking, before you decide anything.

Construction-Specific Bookkeeping (Not Generic Accounting)

Built for job costing, WIP, retainage, and progress billing, not retail or service. businesses

Numbers That Actually Answer Questions

Know which jobs are profitable, which ones are draining cash, and why.

Clean, CPA-Ready Reports Every Month

Your CPA gets clean books when they ask, not excuses.

A Team That Understands How Construction Really Works

Delays, change orders, overtime, and messy timelines, your books are built to handle reality.

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How This Actually Works, Without Adding More toYour Plate

We keep this straightforward so you can get clarity without chasing anyone or changing how you run jobs

STEP 1

Quick Discovery Call

We get on a short call to understand your business, how you’re currently running jobs, and where things feel unclear.

STEP 2

48-Hour Financial Audit

We go through your books, job costing, and cash flow, and show you what’s working, what isn’t, and what needs fixing first.

STEP 3

Setup & Integration

We connect everything in the background, so your numbers flow cleanly without you doing extra work or managing another system.

STEP 4

Monthly Bookkeeping & Reporting

Once things are cleaned up, we keep your books updated every month so you always know where the business stands.

STEP 5

Review & Strategy Calls

If you want a second set of eyes, we review margins, cash flow, and upcoming jobs, so you’re not guessing your next move.

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Free Tool

Is Your Bookkeeper Tracking
Everything They Should?

Score your construction accounting across 30 critical items — from job costing & WIP tracking to retainage & certified payroll. Find the blind spots before they cost you.

Take the Free Checklist

✓ Chart of Accounts setup

✓ Job Costing by phase

✓ WIP schedule monthly

✗ Retainage tracking

✗ Certified payroll reports

— Change order log

Your Score 18/30

Ordinary Competitor vs FinTruction

The difference between bookkeeping and actually understanding construction numbers

Competitor

Treat construction like any other business.
Treat construction like any other business.
Can’t clearly explain job costs, WIP, or retainage.
Take days to respond when issues come up.
Struggle once you move beyond basic QuickBooks.

FinTruction

Built specifically for construction businesses.
Show you which jobs are profitable and which aren’t.
Handle job costing, WIP, retainage, and progress billing properly.
Respond directly when you need answers.
Scale cleanly with QuickBooks, Sage, or Foundation.

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What Construction Owners Say After Seeing Their Numbers Clearly

Results from the construction businesses we work with

What Changed After We Fixed Their Books

Job costs finally lined up

Cash flow stopped jumping around

WIP and retainage handled correctly

Problems caught before they turned into losses

Review

"FinTruction is the only bookkeeping team we've found that truly understands construction accounting and WIP reporting. They took six months of mismatched financial data, aligned our income and costs across 21 jobs, and gave us full, monthly transparency into our finances. Their attention to detail and responsiveness is unmatched. They are fast, accurate, and an indispensable partner."

Happy construction partner — John Wesley Sebastian

President,
B&B Concrete

John Wesley Sebastian

President,
B&B Concrete

What other clients say...

“We were running multiple jobs, and the numbers never lined up. FinTruction went back, cleaned everything, fixed our job costing…”

“What stood out was that they already understood construction. Job costing, retainage, payroll, nothing needed explaining…”

“Before this, we were mostly reacting. Now we know what’s coming in, what’s still owed, and which jobs are doing well…”

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Miss the Audit Deadline, We Work for Free

If we don’t deliver your 48-hour financial audit as promised, we’ll work on your books for free for the next 30 days

We know missed deadlines cost real money. That’s why we don’t miss ours.

The risk stays with us, not you.

YOU FOCUS ON RUNNING JOBS.

WE TAKE CARE OF THE NUMBERS.

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Frequently Asked Questions

Before You Decide, Here’s Everything You Should Know

1. I already have a bookkeeper, why would I switch?

That’s common. Most bookkeepers do a fine job recording transactions, but construction has its own problems. We work only with construction businesses, so job costing, WIP, retainage, certified payroll, and change orders are handled properly.
The difference is simple: you’ll finally see which jobs are actually making money and which aren’t.

2. What exactly happens in the 48-hour audit?

Once we get access to your books (QuickBooks, Sage, or Foundation), we review everything, job costing, revenue, cash flow, and payroll.
Within 48 hours, you’ll get a clear report showing what’s working, what isn’t, and what needs to be fixed first. No obligation.

3. How does your guarantee actually work?

It’s simple. If we don’t deliver your audit within 48 hours, we will work on your books for free for the next 30 days. The risk stays with us, not you.

4. Can you work with my existing CPA or payroll system?

Yes. We work alongside your CPA and payroll provider; we don’t replace them. We handle the bookkeeping, reporting, and prep work so your CPA gets clean, organized numbers without the usual back-and-forth.

5. Do I need to change my accounting software?

No. We work with what you already use: QuickBooks, Sage, or Foundation. We don’t force new software. We just make what you have run cleaner and more accurately.

6. Will my data be safe if I share access?

Yes. Your data stays private and secure. Only authorized FinTruction team members can access your books, and we never share your information with anyone else.

7. What kind of construction businesses do you work with?

We work with construction businesses that have active jobs, crews, and real complexity from residential contractors to larger commercial builders.
If your business involves job costing, timelines, and cash flow pressure, we’re built for that.

8. How do you handle job costing in construction?

Job costing in construction means tracking every dollar of labor, material, equipment, and subcontractor cost against each project separately. We set up your books so every expense is coded to the right job and cost category. That way you can see real-time profit margins per project, not just one big number at the end of the year.

9. What is a WIP report in construction?

A WIP (Work-in-Progress) report compares how much work you've completed on each job versus how much you've billed. It tells you whether you're overbilled or underbilled on every active project. Sureties, banks, and bonding companies rely on WIP schedules to evaluate your financial health. We prepare and maintain WIP reports monthly so you always know where you stand.

10. How can contractors manage cash flow more effectively?

Cash flow problems are the number one reason construction companies fail. The key is billing on time, tracking retainage, managing draw schedules, and knowing your true cost-to-complete on every job. We set up systems that give you a clear cash flow forecast so you can plan payroll, materials, and subs without surprises.

11. What is the percentage of completion method?

The percentage of completion method recognizes revenue based on how much of a project is finished, rather than waiting until the job is done. It's calculated by dividing costs incurred to date by total estimated costs. Most contractors with longer-term projects use this method because it gives a more accurate picture of income and profitability throughout the life of a contract.

12. How do you calculate overbilling and underbilling?

Overbilling means you've billed more than the work you've actually completed; underbilling means you've done more work than you've invoiced for. To calculate it, compare your earned revenue (percentage complete multiplied by total contract value) against actual billings to date. Overbilling helps short-term cash flow but creates a future liability, while underbilling quietly drains your working capital.

13. What is the difference between job costing and process costing?

Job costing tracks costs for each individual project separately, which is what construction companies need because every job has different materials, labor, and timelines. Process costing spreads costs evenly across identical units in mass production, like manufacturing. If you're a contractor, job costing is the only method that shows you the true profit or loss on each project.

14. When does a contractor need a controller?

Once your construction business is running multiple jobs at the same time, managing subcontractors, and dealing with bonding requirements, a bookkeeper alone isn't enough. A controller handles financial reporting, WIP schedules, budget-to-actual analysis, and makes sure your numbers are accurate enough for banks and sureties. If you're doing $2M+ in annual revenue, a controller (even a fractional one) pays for itself.

15. How do you read a WIP schedule?

A WIP schedule lists every active job with its contract value, total estimated cost, costs incurred to date, percentage complete, earned revenue, actual billings, and the overbilled or underbilled position. The key columns to focus on are estimated cost to complete and the over/under billing column. If most of your jobs show underbilling, you have cash tied up in work you haven't invoiced yet, which is a red flag for cash flow.

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If You Want Clear Numbers, This Is the Next Step

Start with a free 48-hour financial audit without any obligation or pressure

Deep 48-Hour Financial Audit

Construction-only bookkeeping setup

Payroll and certified wage compliance

Integrated systems (QuickBooks, Sage, Foundation)

Clean, CPA-ready reports every month

Direct access to our team when you need answers

Schedule A Free Consultation

Your Complete Construction Financial Team - Fractional CFO, Tax Strategist, & Bookkeeper - All Working Together To Maximize Job Profits & Minimize Taxes

What We Handle for You

Job Costing & WIP Tracking

Progress Billing, Retainage & Change Orders

Monthly Close & CPA-Ready Reports

Payroll & Labor Cost Visibility

Cash Flow Planning & Forecasting

Why Construction Businesses Choose FinTruction And Why Ordinary Bookkeepers Fall Short

Built for Construction Only

You Get Answers, Not Just Reports

48-Hour Financial Audit

Compliance Without the Stress

Systems That Scale With Your Jobs

What You Get With FinTruction That Ordinary Firms Don’t Deliver

A 48-Hour Financial Audit, Before You Commit

Construction-Specific Bookkeeping (Not Generic Accounting)

Numbers That Actually Answer Questions

Clean, CPA-Ready Reports Every Month

A Team That Understands How Construction Really Works

How This Actually Works, Without Adding More toYour Plate

Quick Discovery Call

48-Hour Financial Audit

Setup & Integration

Monthly Bookkeeping & Reporting

Review & Strategy Calls

Is Your Bookkeeper Tracking Everything They Should?

Ordinary Competitor vs FinTruction

What Construction Owners Say After Seeing Their Numbers Clearly

What Changed After We Fixed Their Books

What other clients say...

Miss the Audit Deadline, We Work for Free

Frequently Asked Questions

If You Want Clear Numbers, This Is the Next Step

You’re One Step Away from Clear Construction Numbers

Why Construction Businesses
Choose FinTruction And Why Ordinary Bookkeepers Fall Short

What You Get With FinTruction
That Ordinary Firms Don’t Deliver

Is Your Bookkeeper Tracking
Everything They Should?